| Card Present Virtual Terminal  Now you can process restaurant or retail POS transactions using our Virtual Point Of Sale (VPOS) through our Internet (IP) gateway and enjoy 2-4 second authorization and capture times while still qualifying for card swiped rates. If waiting 30-45 seconds for your dial terminal is affecting your checkout process, then our VPOS is the perfect solution.
Merchant Partners VPOS allows you to process real time credit card transactions using your existing computer with an Internet connection.
Advantages: - Low Processing Fees - Card swiped transaction rates are lower than non-swiped rates.
- No Software Fees - Everything you need is included in your Merchant Partners gateway service. No additional software needs to be purchased or installed. Also, there are no software licensing or upgrade fees for multiple installations --- use our VPOS it on as many computers at your location as you need.
- Consolidated Reporting - All of your transactions (credit card, debit card, ACH, etc.) are available for viewing online 24x7 using the Online Merchant Center system.
- Check Conversion - Accept checks by converting the transactions to electronic payments.
- Debit card ready - Add on PIN-based debit card transaction processing to give your customers additional payment options and further reduce your processing fees.
- Secure - All transactions are secured using SSL encryption.
What do I need to start processing card present transactions? - A computer with an Internet browser (Internet Explorer or Netscape)
- An Internet connection, preferably full-time (for example, Cable or DSL)
- A merchant account that is configured for card present (retail) transactions
- A credit card swipe reader
Note: Card Present processing is currently only available for merchants processing through the Vital, FDMS Nashville, or FDMS North authorizing network platforms. Additional fees may apply. To qualify for card present transaction rates, you only need to swipe the customers credit card at the time of sale. Swipe card readers are simple devices that attach to your computer via USB, serial port, or keyboard wedge (attaches between your keyboard and your computer). | Credit Card Swipe Readers Compatible Hardware List | | Mfg | Model | Part Number | Description | | Magtek | Keyboard Wedge | 21080205, 21080206, 21080203, 21080204, 21080201, 21080202, 21080021, 21080058, 21080057, 21080020, 21080141 | Powered by the keyboard port - no external power supply needed. Low cost, small size. Single, dual or three track capability | | Magtek | USB | 21040109, 21040110, 21040107, 21040108 | Powered by USB (No external power supply required). Low cost, small size. Single, dual or three track capability | | Magtek | IntelliPIN RS232 | 30015119, 30015120 | Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. | | Magtek | MICRImage RS232 | 22410003 | Supports check reading (MICR) for check conversion as well as standard credit card swipe reading. | | Cherry | MultiBoard G81-7000 | G81-7000LPBUS/12 | Programmable keyboard with integrated magnetic card reader. | | Preh | MC 128 | MC 128 | Programmable keyboard with integrated magnetic card reader. | | | PIN-based Debit Compatible Hardware List | | Mfg | Model | Part Number | Description | | Magtek | IntelliPIN RS232 | 30015119, 30015120 | Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the serial port on your PC. | | Magtek | IntelliPIN USB | 30015160, 30015161 | Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the USB port on your PC. | | Magtek | IntelliPIN Wedge | 30015121, 30015122 | Supports PIN entry for PIN-based debit cards as well as standard credit card swipe reading. Connects to the keyboard cable on your PC. | | | Check Reader Compatible Hardware List | | Mfg | Model | Part Number | Description | | Magtek | MICRImage RS232 | 22410002, 22410003 | Supports check reading (MICR) and imaging for check conversion. Connects to the serial port on your PC. | | RDM | EC6000i | EC6000i RS232 | Check reader and imager. Optional franking feature available to print "Void" on the checks after scanning. Connects to the serial port on your PC. | | How do I get started accepting card present transactions? Contact your Merchant Account provider and request that your account be configured to accept card present transactions. Then contact Merchant Partners customer service and we will activate the card present option in Virtual Terminal (VPOS) for your gateway account. After activating your account and connecting your swipe reader, you can start processing card present transactions using the Process Credit Card option in the Online Merchant Center Virtual Terminal. Note: Card Present processing is currently only available for merchants processing through the Vital, FDMS Nashville, or FDMS North authorizing network platforms. Additional fees may apply. | 
