The birth of the electronic check, or e check for short, originated from a desire to provide a more efficient alternative to the paper check. Electronic checks had another unforeseen benefit: they provide people who do not have credit cards with a way to make payments online. Since nearly one quarter of U.S. households (23%) do not have credit cards¹, this is a key advantage indeed.

For a business with an ecommerce storefront, this advantage is especially vital for it allows them to expand their potential customer base instead of being limited to credit card holders. Merchant Partners, an industry leader in merchant and gateway services, understands this and so makes it easy for merchants to accept checks online. Contact Merchant Partners to find out more about their electronic check processing services or just keep reading.

How do E Checks Work?
Electronic check payments wouldn't be possible without the Automated Clearinghouse (ACH), an electronic payment delivery system. The ACH processes electronic credit and debit transactions for institutions nationwide, handling billions of payments each year. All a business needs, then, is the appropriate ACH software and Merchant Partners will handle the rest.

Merchant Partners gained a significant advantage over industry competitors by being the first-to-market with e checks and has maintained its position at the forefront of this technology. Today Merchant Partners is second to none in paperless check processing. As a result, Merchant Partners' ACH processing services and software are ones you can trust.

Contact Merchant Partners
To find out more about electronic check payments or any of Merchant Partners' additional financial services, complete the quick contact form found on the left side of this screen or call (866) 783-0809 to speak with a sales representative.