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Check Guarantee

Don't get hurt by another bounced check—learn how Merchant Partners' check guarantee will benefit your business.

There's always a slight risk when a business accepts a check. While a check is a promissory note redeemable for its face value, sometimes there are insufficient funds in an account to cover a check. With Check Guarantee from Merchant Partners, you minimize your risk and manage the impact that fraudulent or bounced checks can have on your business. To find out more about how Check Guarantee protects your business, visit Merchant Partners today.

Check Guarantee and Merchant Partners: Protecting Your Business

The most commonly used check service, Check Guarantee from Merchant Partners, protects merchants and businesses against checks written on non-sufficient funds (NSF). On our system, you first obtain electronic approval or voice authorization for the transaction before depositing checks.

Checks that fail to clear may be submitted for reimbursement. The reimbursement process takes thirty (30) days from the receipt of the original item. Using the Automated Clearinghouse (ACH), the transaction is processed electronically. The resubmission is sent to the ACH under a specific category, enabling you to track the credit more easily and distinguish between regular checks and resubmitted bounced checks.

How Do I Begin Check Guarantee?

The Check Guarantee service is offered exclusively by Merchant Partners, the leading automated transaction processing service available. If you already work with Merchant Partners, either directly or through one of our partners, Check Guarantee is already available to you through our Check Processing Services. If you'd like to start working with Merchant Partners, contact us today. Be sure to include that you're interested in our Check Processing Services for your business.

About Merchant Partners

Merchant Partners began in 1994 as Automated Transaction Services, Inc., the first online transaction processing gateway. In the past twelve years, Merchant Partners has continued to be a leader of the transaction processing business as we have grown and developed. Today, Merchant Partners is part of Innuity.

Check Processing Services From Merchant Partners

ACH Check Transactions

Our partnerships with leading account providers will help you get your business up and running quickly. Accept all major credit cards, including Visa, MasterCard, American Express, Discover, Diner's Club, and JCB via Online Charge™ .

Check Guarantee

Give your consumers the option of paying via Online Check™ .

Electronic Check Conversion

Easy to use automated billing of recurring payments.


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"Merchant Partners Electronic Check Processing has allowed us to increase revenue streams by provinding enhanced check services to our clients"

- WebsiteESP